TD Bank Business Insights Specialist (US) - Finance - Decision Science in Wilmington, Delaware
Business Insights Specialist (US) - Finance - Decision Science
At TD, we're guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and behaviors. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career, and be part of our caring and inclusive culture.
Making Your Well-being a Priority
A caring and supportive culture that promotes colleague well-being is core to who we are. At TD, we focus on total well-being with extensive programs to help colleagues assess, manage, and improve their well-being across four core pillars — physical, financial, social and mental/emotional. In addition, we champion a safe and inclusive work environment, so colleagues feel a sense of belonging and feel supported in their personal and professional growth. Through our focus on well-being, we know that we can help our colleagues thrive, contribute to our culture of care, and support better business outcomes, because when colleagues feel their best, they're more likely to do their best.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.
How We Work
At TD, we believe in-person connections fuel collaboration and collective creativity. Our workplace experience empowers colleagues to do great work side-by-side at TD locations, while offering flexibility to work remotely where it makes sense for the work and team. Our teams work in one of three workplace models: hybrid, onsite and primarily remote. Wherever our colleagues are working, they’ll always have access to the TD community to experience our culture of care.
Who We Are
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.
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As part of US Finance-Decision Science, this position will support US Consumer Credit Card Portfolio and Value Matrix / Investment Decisioning process.
Responsibilities include financial forecasting efforts, including designing and maintaining valuation models, conducting performance analyses, monitoring product trends, and generating multifaceted insights to identify key areas of risk-opportunity to support better business decisions, drive growth and value.
Must be eligible for employment under regulatory standards applicable to the position.
Undergraduate degree or specialization in one of the fields below,
7 + years of relevant experience from a Information Management, statistical, mathematical, scientific or financial background
or Graduate Degree and 5+ years relevant experience
Proficient PC skills including a strong competency in MS Excel and PowerPoint, and a variety of analytical and reporting software packages
Advanced knowledge of programming languages (i.e. SAS/SQL/ R, Visual Basic, Python)
Ability to navigate multiple platforms and different data environments
Strong analytical and program solving skills are required to interpret data and draw conclusions
Excellent written and verbal communications skills
Works closely with business partners to gain deep understanding of business and relevant objectives to contribute to strategic direction of respective business and/or the enterprise
Formulate relevant and meaningful data analysis through comprehensive data visualization tools, segmentation as well as leveraging advanced modelling and analytics
Present and communicate generated insights and recommended business actions to stakeholders/business leaders in an easily digestible manner leveraging tools/techniques/methods to produce a variety of visualizations/presentations that fit the audience
Apply collaborative and strong stakeholder management approach to constructively influence and persuade stakeholders and partners where appropriate
Builds insights solutions from end to end (from initial demand to results/recommendation presentation) ranging in complexity
Synthesize complex and vast amount of information and translate into actionable insights and strategy
Collaborate with partners on business challenges and deliver fact-based analytical advice that aligns to strategy and drives shareholder value
Provides thought leadership and/or industry knowledge for own area of expertise
Identify and recommend opportunities to enhance productivity, effectiveness, and operational efficiency
Our Commitment to Diversity, Equity, and Inclusion
At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.
EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.
If you are a candidate with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.
How We're Helping Make an Impact in Communities
TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of $1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.
We look forward to hearing from you!
Delaware, New Jersey
Cherry Hill, Wilmington
Undergraduate degree or technical certificate
7+ years related experience required
In-depth knowledge of financial analysis, financial model-building and interpretive statistics with strong technical skills
Ability to employ complex analytical tools and statistics to perform analysis and forecasting of financial and other business performance information
Capable of independently planning, developing, leading, and executing analytics projects with limited guidance
Strong interpersonal and consultative skills with well-developed communication and presentation abilities necessary for influencing and negotiating with various partners in organization
Financial services experience. Experience with building, auditing, and supporting financial models. Data tools expertise: Alteryx, Tableau, SQL, SAS, (Python is a plus); experience with Credit Cards a plus, Strong Excel & PowerPoint skills.
1006 Astoria Boulevard, 1313 North Market Street
TD Bank AMCB
Job Category - Primary:
Finance / Accounting
Business Analysis / Reporting, Enterprise Data & Analytics, Finance / Accounting
$95,264 - $155,376 annually
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.