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Job Information

TD Bank Senior AML Test Analyst in Toronto, Ontario

Work Location:

Toronto, Ontario, Canada



Line of Business:

Financial Crime Risk Management

Pay Details:

We’re committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with a member of our HR Team and ask compensation related questions, including pay details for this role.

Job Description:

Execute independent pRCSA Quality Control testing of AML/ATF and Sanctions controls for assigned businesses and operational units across TDBG along with providing expertise on AML/ATF and Sanction controls. May assume leadership of a part of the engagement and have responsibility for completion of a phase.



  • Execute testing engagement work in accordance with established standards ensuring completion within target timelines

  • Conduct skilled analytical research analysis, and risk assessment activities as part of the testing engagement and initiatives

  • Work collaboratively with key partners and the client throughout the testing engagement

  • Present objective and independent opinion on the adequacy of AML/ATF and Sanction processes and controls in accordance with regulatory and internal requirements, including presentation of findings and recommendations to client and all levels of management

  • Execute follow-up of findings raised from testing engagements in accordance with validations requirements

  • Provide subject matter expertise and/or input to projects/initiatives as a representative for area of specialization

  • Proactively identify matters which require additional attention, further escalation or review, and liaise with the appropriate groups to resolve

  • Support the testing engagement to identify key risks and identify opportunities where controls are missing or are inadequate to mitigate these risks


  • Prioritize and manage own workload to deliver quality results and meet assigned timelines

  • Understand the operations of the business unit/area being tested and to identify potential AML/ATF and Sanction risks and apply information to complete a quality, risk-based engagement

  • Ensure respective programs/policies/practices are well managed, meets business needs, complies with internal and external requirements, and aligns with business priorities

  • Protect the interests of the organization – identify and manage risks, and ensure the prompt and thorough resolution of escalated non-standard, high risk issues

  • Clearly and concisely document research as required to understand requirements specific to an engagement

  • Actively manage relationships within and across various business lines, corporate and/or control functions and ensure alignment with enterprise and/or regulatory requirements

  • Provide analysis on issues and effectively communicate results to all levels of the organizational

  • Adhere to internal policies, standards and procedures, methodologies and applicable regulatory requirements, contribute to the review of internal processes and activities and assist in identifying potential opportunities to improve AML/Sanction controls

  • Keep abreast of emerging trends/developments and changes to regulatory framework, internal policies and standards

  • Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite


  • Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest

  • Provide thought leadership and/ or industry knowledge for own area of expertise in own area and participate in knowledge transfer within the team and business unit

  • Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques

  • Participate in personal performance management and development activities, including cross training within own team

  • Keep others informed and up-to-date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities

  • Contribute to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices.

  • Lead, motivate and develop relationships with internal and external business partners / stakeholders to develop productive working relationships.

  • Contribute to a fair, positive and equitable environment that supports a diverse workforce

  • Act as a brand ambassador for your business area/function and the bank, both internally and/or externally


  • Work independently as a subject matter expert of the functional area and/or business are supported and applicable regulatory requirements, and may coach and educate others

  • Oversee and/or independently perform work from end to end

  • Execute on more complex and/or non-standard requests

  • Undertake and complete a variety of projects and initiatives, may include the integration of cross functional processes within own area of expertise

  • Performs complex analysis and reporting

  • Generally reports to a Manager role


  • University degree/ college diploma or equivalent

  • 4+ years of relevant experience

  • ACAMS or ACFCS certification an asset

  • Execute independent pRCSA Quality Control testing of AML/ATF and Sanctions controls for assigned businesses and operational units across TDBG along with providing expertise on AML/ATF and Sanction controls.

  • May assume leadership of a part of the engagement and have responsibility for completion of a phase.


Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more (

Additional Information:

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.


Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement:


Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.