TD Bank Appraisal Review Analyst in St. Louis, Missouri

Auto req ID 200644BR

Job Title Appraisal Review Analyst

Job Status Full Time

Country United States

Province/State Missouri

City1 St. Louis

Location Maryville University

Business line TD Bank AMCB

Job Category - Primary Operations & Underwriting

Job Category(s) Operations & Underwriting

TD Description About TD Bank, America's Most Convenient Bank®

TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing more than 8 million customers with a full range of retail, small business and commercial banking products and services at approximately 1,300 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Bank and its subsidiaries offer customized private banking and wealth management services through TD Wealth®, and vehicle financing and dealer commercial services through TD Auto Finance. TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit www.tdbank.com. at http://www.tdbank.com/ Find TD Bank on Facebook at www.facebook.com/TDBank and on Twitter at www.twitter.com/TDBank_US .

TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD". To learn more, visit www.td.com at http://www.td.com/ .

Job Description

The Appraisal Review Analyst reviews, analyzes, and evaluates 1- 4 family real estate appraisals and valuations for Residential or Consumer loans as well as Loss Prevention reviews produced by appraisal vendors. They correspond with and follow up with appraisers for corrections, clarifications and edits as well as reconciling differences in opinion or perspective.

Job Requirements

• Evaluates appraisals of particularly complex or unusual properties, applying experience and expert knowledge.

• Performs semi-annual and/or quarterly real estate market updates for region of responsibility. May be called upon to present to local or senior management.

• Assists loan officers, loan processors, underwriters and management by explaining valuation and appraisal issues and educating them on residential real estate issues. May visit properties in question to provide direct evaluation of property and assist with risk analysis (if feasible and warranted).

• May review appraisal reviews of junior reviewers to ensure standards are met. Makes adjustments in methods and procedures as appropriate to ensure compliance.

• Reviews content, real estate market surveys, assumptions, and other aspects of appraisals and valuations applying significant industry knowledge and experience to determine adequacy, appropriateness, and reasonableness.

• May be called in to opine on market value opinions and be part of credit decisions.

Qualifications

• Bachelor’s degree or progressive work experience in addition to experience below.

• 3+ Years of related experience.

• State Certified Appraisers License (SRA and/or MAI or AI-RRS designation preferred).

• Expert knowledge of residential real estate valuation methodology and techniques.

• In depth knowledge of legal and regulatory aspects of residential real estate valuation.

• Strong analytical and evaluative skills with the ability to combine numerous disparate pieces of data into a comprehensive structure to improve evaluative accuracy and effectiveness.

• Excellent interpersonal communications and negotiation skills with the ability to explain interpretive and subjective decisions.

• Good leadership skills including the ability to coach and develop junior reviewers.

• Ability to manage workflow and adapt to changing conditions based on business objectives and priorities.

• Strong prioritization and organizational skills including the ability to establish and change priorities based on sound business reasoning.

• Underwriting experience & experience with appraisal reviews preferred

Hours 8-5

Inclusiveness

At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach her/his potential.

If you are a candidate with a disability and need an accommodation to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.

**Province/State (Primary) Missouri

City (Primary) St. Louis