TD Bank Credit Analyst III - State & Municipal Comml Lending in Piscataway, New Jersey
Credit Analyst III - State & Municipal Comml Lending
About TD Bank, America's Most Convenient Bank®
TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing more than 8 million customers with a full range of retail, small business and commercial banking products and services at approximately 1,300 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Bank and its subsidiaries offer customized private banking and wealth management services through TD Wealth®, and vehicle financing and dealer commercial services through TD Auto Finance. TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit www.tdbank.com. Find TD Bank on Facebook at www.facebook.com/TDBank and on Twitter at www.twitter.com/TDBank_US .
TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD". To learn more, visit www.td.com .
Auto req ID:
•\tResponsible for complex loans/industries/Customers.
•\tStrong understanding of loan risk factors.
•\tMay train/mentor/coach junior analysts.
•\tResearches industry specific information from outside sources, which may include conversation with Borrowers, industry publications, area libraries, references from other banks, credit agencies, as well as accessing information through the Internet.
•\tParticipates in Customer meetings and make direct inquiry for specific Customer information based on prior research, experience and knowledge (may require travel at times).
•\tIntegral part of loan origination process. Responsible for performing underwriting analysis of Borrower's character, credit worthiness and financial condition.
•\tSupports the lending function by providing analytical support.
•\tMust be eligible for employment under regulatory standards applicable to the position
- Must be eligible for employment under regulatory standards applicable to the position.
The Credit Analyst III is responsible for conducting in-depth industry and financial analysis of existing and potential borrowers supporting State & Municipal Commercial Lending. This job works cooperatively to support the Lending and Credit functions of the Bank.
At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach their potential.
If you are a candidate with a disability and need an accommodation to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.
EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.
New Jersey, New York, Pennsylvania
New York City, Philadelphia, Piscataway
•\t4 year degree or equivalent experience.
•\t3-5 years related experience required.
•\tDemonstrated knowledge of credit and financial analysis techniques.
•\tStrong understanding of loan risk factors.
•\tDemonstrated ability to independently gather, consolidate, analyze and summarize data to provide well-considered recommendations for all levels of commercial credit relationships.
•\tProven ability to identify and quantify subtle business risks and the ability to identify key drivers of risk and focus discussions accordingly.
•\tEffective time management skills.
•\tExcellent written and oral communication skills.
•\tWell developed research and analytical skills.
•\tExhibits self-confidence at all levels of conversation with the ability to defend analytical decisions.
•\tDeveloped PC skills including demonstrated proficiency and capability in word processing and spreadsheet software.
•\tDemonstrated ability to maintain the confidentiality of credit and Customer information.
•\tExcellent interpersonal skills and a team orientation.
•\tAbility to coach, train and lead junior staff in credit and financial analysis techniques.
•\tMunicipal Lending credit analysis experience high preferable – would consider other related specialty lending experience
•\tProficiency with excel - nCino highly preferable.
•\tAbility to work to deadlines and managing in a fast-paced environment
•\tWell organized, strong work ethic, self-starter and team player.
1060-1068 Stelton Road, 125 Park Avenue Corporate, 2005 Market Street
TD Bank AMCB
Job Category - Primary:
Commercial Banking, Operations & Underwriting
New York City
Commercial Credit Management
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