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TD Bank Sr Counsel, Cards in Philadelphia, Pennsylvania


Job Title:

Sr Counsel, Cards

TD Description:

About TD Bank, America's Most Convenient Bank®

TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing more than 8 million customers with a full range of retail, small business and commercial banking products and services at approximately 1,300 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Bank and its subsidiaries offer customized private banking and wealth management services through TD Wealth®, and vehicle financing and dealer commercial services through TD Auto Finance. TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit Find TD Bank on Facebook at and on Twitter at .

TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD". To learn more, visit .

Auto req ID:



United States

Job Requirements:

l Bachelors degree required

l J.D. from an Accredited Law School required

l 10+ Years of related experience


• Strong knowledge of the federal and state laws impacting credit cards, including, but not limited to consumer protection laws, collections laws, UDAAP and merchant acceptance/payment processing.

• Experience working with all aspects of consumer lending disclosures, reward program disclosures, applications, periodic statements, credit card agreements and marketing & advertising copy related to credit cards and consumer loans (open and closed end)

• Knowledgeable of credit card marketing, servicing (including an understanding of card processing platforms) and collection principles

• Experience drafting, negotiating and reviewing commercial agreements such as: responses to requests for proposals, non-disclosure agreements, co-brand, private label and merchant acquiring agreements, payment network agreements and third party service provider agreements

  • Must be eligible for employment under regulatory standards applicable to the position.



Job Description:

The Senior Counsel provides oversight, legal advice and support to TD Bank management in Corporate

Group Functions and Business Units. Functions as legal expert in one or more defined subject matter areas

and/or specific business lines. Provides high level legal advice to specific business area(s), may prepare

resolutions, contracts, memoranda to management, litigation documents and forms and participates in

major legal actions. Foresees and protects the Company against legal risks.

May manage paralegal and administrative staff, assigning responsibilities and evaluating



l Provides leadership, coaching, counseling and guidance to staff

l Supervises external counsel providing advice or other legal services of the Company

Works closely with General Counsel, department attorneys and external legal counsel on

specific legal issues related to the Company's business


l Gives practical support and assistance to contemporaries, junior attorneys and staff

l Volunteers expert advice and experience

l Verifies the information has been understood

Serves in one or more permanent or ad hoc practice groups or cross-practice teams of

attorneys and staff


l Assists in the management of expenditures for external counsel

l Advises lines of business on best practices that help minimize legal and litigation risk

May assist General Counsel in developing and managing departmental budget for both

internal and external legal spend


l Anticipates client needs

l Deals with complex legal issues

l Clearly delivers difficult messages without jeopardizing client relationships

l Gives pragmatic legal opinions with reasons and rationale

l Provides advice in ambiguous situations; identifies and prevents future legal risks

l Identifies and takes action on future opportunities

Resolves most situations where conflicts arise between the needs and desires of specific

business units and the interests of the Company without requiring intervention of more senior



Demonstrates highest professional ethical and behavioral standards and complies with all

applicable Bar Rules and Codes of Professional Responsibility, and corporate ethical and

behavioral standards


l Participates in special projects and performs additional duties as required


At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach their potential.

If you are a candidate with a disability and need an accommodation to complete the application process, email the TD Bank US Workplace Accommodations Program at . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.


Delaware, Maine, New Jersey, Pennsylvania


Cherry Hill, Philadelphia, Portland, Wilmington

Work Location:

1 Portland Square, 1313 North Market Street, 1701 Route 70 East, 2005 Market Street

Business Line:


Job Category - Primary:

Legal Services / Counsel

Job Category(s):

Legal Services / Counsel

**Province/State (Primary):


ProvState 2:


ProvState 3:

New Jersey

ProvState 4:


City (Primary):


City(s) 2:


City(s) 3:

Cherry Hill

City(s) 4:


Job Family:

Legal Counsel

Time Type:

Full Time

Employment Type:


Work Remotely:


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