Job Information
TD Bank Pre-Completion Testing Lead in Mount Laurel, New Jersey
Work Location:
Remote Jacksonville (FL)
Hours:
40
Pay Details:
$110,760 - $178,880 USD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. The included salary range for this role takes into account multiple factors that are considered in making compensation decisions. The base pay actually offered may vary based upon candidate's skills and experience, job-related knowledge, licensure and certifications, geographic location, and other specific business and organizational needs. As TD puts career development at the forefront of our colleague experience, it is not typical for an individual to be hired at or near the top of the range for their role.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Line of Business:
Financial Crime Risk Management
Job Description:
Department Overview:
The Pre-Completion Testing Team is responsible for the review of Regulatory Issues to verify and validate that the appropriate remedial actions have been taken to address the issues raised. The pre-completion testing is done at the Design and Operating Effectiveness level prior to final submission to Internal Audit. The Head of FCRM Monitoring & Testing oversees and supports the pre-completion testing as well as provide approval and sign-off of the work performed. The Pre-Completion Testing Lead is responsible for the appropriate design and execution of the Testing in compliance with the Procedures and direction of the Head of FCRM Monitoring & Testing. In order to be successful in this role, an individual should possess subject matter expertise on Financial Crime Risk and complex issue management skills.
The above details are specific to the role which is outlined in the general description below.
Job Description:
The Senior AML Financial Crime Risk Specialist role leads the development of enterprise programs including frameworks, policies, standards and development of procedures, awareness and specialized training, monitoring, reporting and escalation of issues and events. This role leads the development, and advises on the activities required to support the function. This role also provides domain subject matter expertise in specialized functions to ensure integrity of oversight and control, escalate as required within mandate. Additionally, this role conducts regular reviews to monitor and evaluate the effectiveness of controls, ensuring ongoing compliance with regulations and identifying areas for improvement.
Depth & Scope:
Recognized as top level expert within the function and requires significant in-depth and/or breadth of expertise in their own field and knowledge of broader related areas
Senior specialist providing advisory services to executives, business segment leaders and governs the requirements for own work
Integrates knowledge of the functions overarching strategy in leading program design, policy formulation or operating standards within one or more areas of expertise
Anticipates emerging business trends and regulatory/ risk issues as a basis for recommending large-scale product, technical, functional or operations improvements
Serves as a source of expert advice to senior management in field of specialty
Advises on execution of strategy and leads the development and deployment of functional programs or initiatives within their own field or across multiple specialties
Solves unique and ambiguous problems with broad impact; typically oversees standards, controls and operating methods that have significant financial and operational impact
Requires innovative thinking to develop new solutions
Impacts the technical or functional direction and resource allocation of part of an enterprise function or business segment
Works within general policies and industry guidelines
Engages stakeholders to take action; serves as a source of expert advice, influences change; frames information in a broader organizational context
Provides leadership guidance on complex projects/programs; makes recommendations and collaborates with business to ensure solutions meets the business needs
Identifies and leads problem resolution for project/program complex requirements related issues at all levels
Education & Experience:
Undergraduate Degree or equivalent professional work experience
10+ years of experience
Preferred Skills:
ACAMS Certification
Subject matter expert in BSA/AML & OFAC Sanctions Regulatory requirements
10 years of experience working in a challenging function (e.g., Internal Audit, ORM, Risk Oversight) preferably within the financial services industry
Excellent written & verbal communication skills to communicate effectively across all levels of stakeholders (from junior to senior)
Strong analytical skills, multi-tasking, working against tight deadlines, and active hands-on management of work
Challenge mindset and attention to detail to complex issues
Project management type experience over complex issues
Customer Accountabilities:
Provides strategic direction on a broad and diverse range of complex FCRM program activities
Develops GAML enterprise-wide frameworks, policies, standards, procedures in coordination with management in line with TD's AML Program
Works with executive team, senior business management / partners to develop proactive strategies, tactics, policies and programs to effectively manage regulatory / compliance issues
Leads or contributes to the development and implementation of enterprise AML programs related to all aspects of AML legislation
Represents FCRM as a specialist on internal or external committees as well as on enterprise-wide Regulatory Change Management initiatives, as required
Delivers relevant subject matter expertise and AML advice to business / GAML partners
May provide guidance and support to business lines in adhering to and implementing policies
Participates in / leads enterprise-wide or GAML-focused special projects
Shareholder Accountabilities:
Provides strategic advice to key business (GAML) partners regarding FCRM programs, escalations and high-risk issues
Proactively identifies key business opportunities, researches and recommends enhancements / modifications, develops strategies to achieve recommendations
Protects the interests of the organization – identifies and manages risks, and ensures the prompt and thorough resolution of escalated non-standard, high-risk issues
Leads large or complex new or revised product initiatives, advises businesses on AML compliance requirements and ensures that those requirements are properly written into requirements for business projects
Partners with other AML partners and business compliance partners to ensure consistency in the application of AML programs and standards across the enterprise
Ensures relevant AML programs align with TD corporate philosophy and strategic direction
Monitors AML industry developments and maintains strong knowledge of evolving regulatory requirements and assesses potential impacts
Proactively identifies key business opportunities, researches and recommends enhancements / modifications, develops strategies to achieve recommendations
Leads relationships with business lines / corporate and/or control functions to ensure alignment with enterprise and/or regulatory requirements
Leads or contributes to cross-functional / enterprise initiatives as an organizational or subject matter expert helping to identify risk / provide guidance for complex situations
Leads role in managing and in responding to periodic exams / audits and various regulatory bodies related to accountabilities, to determine level of BSA/AML compliance
Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
Employee/Team Accountabilities:
Serves as a senior member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues / points of interest
Provides thought leadership and/or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and function
Coaches others on knowledge of the business and the use of business related tools and techniques
Role models personal development and leads / champions development activities with the team / function
Keeps others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
Contributes to the success of the team by providing guidance, training and mentoring others in the performance of their work and learning through experience
Contributes to a fair, positive and equitable environment that supports a diverse workforce
Acts as a brand champion for the function and the bank, both internally and/or externally
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (http://hrportal.ehr.com/tdtotalrewards)
Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.
Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.
Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
If you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.