TD Bank POD Manager in Mount Laurel, New Jersey

Auto req ID 213731BR

Job Title POD Manager

Job Status Full Time

Country United States

Province/State New Jersey

City1 Mount Laurel

Location 12000 Horizon Way

Business line TD Bank AMCB

Job Category - Primary Operations & Underwriting

Job Category(s) Operations & Underwriting

TD Description About TD Bank, America's Most Convenient Bank®

TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing more than 8 million customers with a full range of retail, small business and commercial banking products and services at approximately 1,300 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Bank and its subsidiaries offer customized private banking and wealth management services through TD Wealth®, and vehicle financing and dealer commercial services through TD Auto Finance. TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit www.tdbank.com. at http://www.tdbank.com/ Find TD Bank on Facebook at www.facebook.com/TDBank and on Twitter at www.twitter.com/TDBank_US .

TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD". To learn more, visit www.td.com at http://www.td.com/ .

Job Description

The POD Manager is responsible for the day to day management of Processors, Underwriters and Closers and activities of the end to end Retail

Credit Loan Origination process within assigned team based on geography. The POD Manager functions include day to day management of daily

activities for processing, underwriting and closing to include pipeline management, workflow, turnaround, productivity, process management,

account management, and quality monitoring.

Job Requirements

• Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and

compensation decisions, promoting teamwork and handling any/all disciplinary actions, as required

• Oversees single to multi-faceted Retail Credit and Loan Origination functions/disciplines

• Responsible for overseeing the day to day management of all assigned staff

• Provides daily leadership to staff with regards to all process, policy, account management, processing underwriting, and closing

functions as needed

• Ensures established policy and procedure is followed by all operations team members

• Supports the commitment to WOW! Service by meeting or exceeding established Operational Metrics in each of the following areas:

processing, underwriting, closing

• Responsible for ensuring accurate loan delivery

• Provides training and/or guidance to team members and sales staff (this includes management level team members)

• Supports TD Bank's mission, vision, strategic goals, quality initiatives and service standards

• Coaches and mentors operations staff

• Adheres to all audit, regulatory, and compliance requirements Lending authority required in accordance with the Bank's Retail Lending

Authority and Exception Approval Policy

• Develops and maintains strong business relationships with Retail, Product, and other business partners, facilitates partnership meetings

Qualifications

• Bachelor’s degree or relevant work experience in addition to experience below

• 3+ Years Residential Mortgage Or Consumer Lending loan experience of conventional, FHA, and VA loans or Consumer Loan experience

• Must have management experience 2+ years with overall responsibility for processing, underwriting, and closing of residential mortgage loans

• Extensive working knowledge of residential loan documentation, complete knowledge of FNMA DU and FHLMC LP automated

underwriting systems, if applicable

• Must also be familiar with consumer or mortgage documentation for jumbo loans, FHA VA and niche products such as Alt-A loans

• CMB certification

• FHA DE and / or VA LAPP designations, if applicable

• Excellent oral and written communication skills

• Excellent PC skills and familiarity with standard office equipment

• Ability to work in a fast-paced dynamic environment

• Detail-oriented, self-motivated, possessing excellent organizational, analytical and decision-making skills

• Knowledge of regulatory, Investor and departmental policies for compliance and residential lending laws. Knowledge of CRA products

and Industry.

• Fast paced environment; ability to multi-task effectively

• Based on business volume and turn times additional hours and/or weekend hours may be required

• Ability to effectively communicate with all levels of management

• Ability to think out of the box in structuring and processing loan requests

• This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part

1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act

of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007.

• Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in

Lending Act, 12 CFR Part 1026.36.

• Must be eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing System and

Registry) in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq.,

and its implementing regulations, 12 CFR Part 1007.

• A satisfactory criminal background check, credit report, and statements from job applicant regarding administrative, civil, or criminal

findings by any government agency are required by federal law for this position.

Inclusiveness

At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach her/his potential.

If you are a candidate with a disability and need an accommodation to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.

**Province/State (Primary) New Jersey

City (Primary) Mount Laurel