TD Bank POD Manager - RBO/Mortgage in Mount Laurel, New Jersey
Auto req ID 210677BR
Job Title POD Manager - RBO/Mortgage
Job Status Full Time
Country United States
Province/State New Jersey
City1 Mount Laurel
Location 12000 Horizon Way
Lexington Center (SC)
Business line TD Bank AMCB
Job Category - Primary Operations & Underwriting
Job Category(s) Operations & Underwriting
About TD Bank, America's Most Convenient Bank®
TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing more than 8 million customers with a full range of retail, small business and commercial banking products and services at approximately 1,300 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Bank and its subsidiaries offer customized private banking and wealth management services through TD Wealth®, and vehicle financing and dealer commercial services through TD Auto Finance. TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit www.tdbank.com. at http://www.tdbank.com/ Find TD Bank on Facebook at www.facebook.com/TDBank and on Twitter at www.twitter.com/TDBank_US .
TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD". To learn more, visit www.td.com at http://www.td.com/ .
The POD Manager is responsible for the day to day management of Processors, Underwriters and Closers and activities of the end to end Retail
Credit Loan Origination process within assigned team based on geography. The POD Manager functions include day to day management of daily
activities for processing, underwriting and closing to include pipeline management, workflow, turnaround, productivity, process management,
account management, and quality monitoring.
Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and
compensation decisions, promoting teamwork and handling any/all disciplinary actions, as required
Oversees single to multi-faceted Retail Credit and Loan Origination functions/disciplines
Responsible for overseeing the day to day management of all assigned staff
Provides daily leadership to staff with regards to all process, policy, account management, processing underwriting, and closing
functions as needed
Ensures established policy and procedure is followed by all operations team members
Supports the commitment to WOW! Service by meeting or exceeding established Operational Metrics in each of the following areas:
processing, underwriting, closing
Responsible for ensuring accurate loan delivery
Provides training and/or guidance to team members and sales staff (this includes management level team members)
Supports TD Bank's mission, vision, strategic goals, quality initiatives and service standards
Coaches and mentors operations staff
Adheres to all audit, regulatory, and compliance requirements Lending authority required in accordance with the Bank's Retail Lending
Authority and Exception Approval Policy
Develops and maintains strong business relationships with Retail, Product, and other business partners, facilitates partnership meetings
Must be eligible for employment under regulatory standards applicable to the position.
Bachelor’s degree or relevant work experience in addition to experience below
3+ Years Residential Mortgage Or Consumer Lending loan experience of conventional, FHA, and VA loans or Consumer Loan experience
Must have management experience 2+ years with overall responsibility for processing, underwriting, and closing of residentialmortgage loans
Extensive working knowledge of residential loan documentation, complete knowledge of FNMA DU and FHLMC LP automated
underwriting systems, if applicable
Must also be familiar with consumer or mortgage documentation for jumbo loans, FHA VA and niche products such as Alt-A loans
FHA DE and / or VA LAPP designations, if applicable
Excellent oral and written communication skills
Excellent PC skills and familiarity with standard office equipment
Ability to work in a fast-paced dynamic environment
Detail-oriented, self-motivated, possessing excellent organizational, analytical and decision-making skills
Knowledge of regulatory, Investor and departmental policies for compliance and residential lending laws. Knowledge of CRA products
Fast paced environment; ability to multi-task effectively
Based on business volume and turn times additional hours and/or weekend hours may be required
Ability to effectively communicate with all levels of management
Ability to think out of the box in structuring and processing loan requests
This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part
1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act
of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007.
Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in
Lending Act, 12 CFR Part 1026.36.
Must be eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing System and
Registry) in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq.,
and its implementing regulations, 12 CFR Part 1007.
A satisfactory criminal background check, credit report, and statements from job applicant regarding administrative, civil, or criminal
findings by any government agency are required by federal law for this position
At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach her/his potential.
If you are a candidate with a disability and need an accommodation to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.
EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.
**Province/State (Primary) South Carolina
City (Primary) Lexington
ProvState 2 New Jersey
City(s) 2 Mount Laurel