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TD Bank ABL Collateral Analyst II in Mount Laurel, New Jersey


Job Title:

ABL Collateral Analyst II

TD Description:

About TD Bank, America's Most Convenient Bank®

TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing more than 8 million customers with a full range of retail, small business and commercial banking products and services at approximately 1,300 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Bank and its subsidiaries offer customized private banking and wealth management services through TD Wealth®, and vehicle financing and dealer commercial services through TD Auto Finance. TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit Find TD Bank on Facebook at and on Twitter at .

TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD". To learn more, visit .

Auto req ID:



United States

Job Requirements:


•\tApplies analytical tests and analyzes Foreign Credit Insurance limits, EXIM working capital program specifications, LC terms and applicability, multiple aging considerations, and the application of caps and/or reserves

•\tIdentifies trends in reporting, collateral analysis results or availability, performs due diligence/root cause analysis/ investigation, demonstrates sound critical thinking skills, and escalates facts to the Operations Supervisor/Manager to determine appropriate action


•\tTracks and gathers required collateral information

•\tTracks and analyzes collateral availability and Customer trends and prepares management reports according to established department policies and procedures and legal/regulatory guidelines

•\tPrompts identification of over-advance situations or collateral discrepancies and escalates appropriately for prompt and accurate resolution

Reporting & Remediation:

•\tRecommends and implements the appropriate strategy to address collateral issues; Performs the required research, investigation and prepares reports/communications relating to collateral issues/position, identifies resolution options and required course of action; Obtains the necessary guidance and approvals from Operations management and credit team members

•\tCommunicates clearly and effectively the key results and highlights of the analyses, and important status relating to collateral exceptions, BBC discrepancies, and over-advance status to credit team members and Operations management

•\tFormulates a clear, concise, yet comprehensive presentation of facts surrounding collateral exceptions/issues toward a timely resolution objective

•\tProvides Customers with results of analysis, account information as requested and ability to determine the appropriate next steps in identifying root cause; Completes proactive research, through Field Exams, prior analyses, RM/client inquiry, as appropriate, and resolving any discrepancies and/or disputes


•\tRefers and validates key loan and collateral terms against important source documentation including the loan agreement, field examination documentation, internal credit approval documentation, and underwriting/credit policy references

•\tDevelops Excel macros/formulas and models; Utilizes Monarch software in the development, and maintenance of collateral analysis models, leveraging experience gained in collateral analysis; Develops/constructs a Borrowing Base Report template specific to particular loan/collateral structures

•\tWorks more autonomously, requiring less supervision, and exhibiting leadership qualities in terms of providing guidance to junior team members

•\tMay accompany the Operations Supervisor and Credit Team on on-site Customer visits to review collateral monitoring/transaction protocols, reporting, collateral analysis/calculation activities

  • Must be eligible for employment under regulatory standards applicable to the position.



Job Description:

The ABL Collateral Analyst II is required to analyze collateral information (submitted by bank clients) to determine the eligibility and integrity of collateral values as they are used in the calculation of collateral/loan availability. The ABL Collateral Analyst II advances funds against pre-approved lines of credit based upon the timely and accurate analysis and updating of results from the analysts independent review and analysis of collateral information/values. This job provides highly specialized collateral analysis and monitoring support to the Commercial Bank and ABL credit teams, and to bank clients, for senior secured credit facilities The ABL Collateral Analyst II serves as a subject matter expert, on current asset collateral, providing regular and ongoing collateral/availability trend analysis, root cause analysis/due diligence, and exception analysis.


At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach their potential.

If you are a candidate with a disability and need an accommodation to complete the application process, email the TD Bank US Workplace Accommodations Program at . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.


New Jersey


Mount Laurel


•\tBachelors degree with area of focus in Business, Accounting or Finance preferred

•\t2+ Years of related experience involving knowledge and practical experience with accounting/financial entry practices and procedures

•\tPossesses and demonstrates near expert knowledge of department processes, collateral analysis, internal support and transaction support functions

•\tProven proficiency in Reconcilement/ Analysis-related job functions

•\tKnowledge of Asset Based Lending products/services and offerings

•\tExperience with Asset Based Lending software including Stucky or related software

•\tKnowledge with bank systems, including, but not limited to Loan, DDA, LC, Treasury Management and File Management

•\tProven proficiency in basic Microsoft Excel and Word use. Basic Excel, with some experience with macros/formulas is preferred

•\tGeneral knowledge of credit & collateral analysis techniques

•\tVery strong communication skills, both verbal and written. Ability to present a concise synopsis of a situation and recommended outcome/action/resolution

•\tProven ability to engage in deeper analytical thinking and utilization of problem solving skills

•\tSelf-directed toward meeting deadlines

•\tAbility to maintain the confidentiality of credit and Customer information

•\tVery strong and positive interpersonal skills and team orientation

•\tLeadership qualities exhibited

Preferred Qualifications:

• Strong Analytical skills & Quantitative Skills

• Sophisticated Excel Experience

• Varied Systems experience: Stucky; ACBS; Shaw; Fidelity

Work Location:

Mt Laurel - 6000 Atrium Way

Business Line:


Job Category - Primary:

Administrative / Clerical / Support

Job Category(s):

Administrative / Clerical / Support, Commercial Banking

**Province/State (Primary):

New Jersey

City (Primary):

Mount Laurel

Job Family:

Corporate & Specialty Banking

Time Type:

Full Time

Employment Type:


Hours/Availability Detail:

Mon - Fri

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