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TD Bank Workout Officer I in Greenville, South Carolina


Job Title:

Workout Officer I

TD Description:

About TD Bank, America's Most Convenient Bank®

TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing more than 8 million customers with a full range of retail, small business and commercial banking products and services at approximately 1,300 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Bank and its subsidiaries offer customized private banking and wealth management services through TD Wealth®, and vehicle financing and dealer commercial services through TD Auto Finance. TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit Find TD Bank on Facebook at and on Twitter at .

TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD". To learn more, visit .

Auto req ID:



United States

Job Requirements:

•Works with more routine troubled accounts.

•Accompanies more experienced staff on account meetings and provides input and assistance as appropriate

•May make independent account visits for smaller, less complex accounts.

•Meets with accounts and gathers financial, collateral, budget, business plan and other general business information

•Explains workout process to accounts and compiles necessary information to complete analysis

•Evaluates account information and prepares develops plan for resolution of loans

•Executes workout plan of assigned adversely rated loans

•Performs financial analyses and collateral reviews

•Determines whether business plans and budgets are reasonable and attainable. Reviews liquidation plans if applicable

•May negotiate with borrowers, principals, debtor Company management, attorneys, accountants, consultants, and others to secure appropriate repayment on loans for less complex agreements within parameters defined by workout decisions agreed upon with department management

•Coordinates documentation preparation, reviews documents and finalizes workout agreements with accounts

•Performs more routine financial analyses and collateral reviews, evaluates budget feasibility, consults with more experienced staff to make recommendations on workout terms to recover principal, interest and collection costs subject to department manager approval as necessary and communicates with accounts to finalize agreements

•May coordinate with outside attorneys for less complex accounts, utilizing knowledge of legal guidelines and industry practices to limit attorney time

•Monitors status of assigned accounts on an ongoing basis to ensure compliance with workout agreements; reviews financial statements, meets with Customers, checks on collateral and takes appropriate action as needed

•Ensures the accuracy and maintenance of Customer records and files and updates information as needed

  • Must be eligible for employment under regulatory standards applicable to the position.



Job Description:

The Workout Officer I performs workout of assigned adversely rated loans. Meetings with all but the most complex accounts, referring only unusual questions to department management. Responsible for the collection of assigned delinquent accounts for one or more types of loans.


At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach their potential.

If you are a candidate with a disability and need an accommodation to complete the application process, email the TD Bank US Workplace Accommodations Program at . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.


Maine, South Carolina


Falmouth, Greenville


•Bachelor's degree or progressive work experience in addition to experience below

•1-2 years related experience

•Credit analysis skills

•Ability to read, understand and interpret financial statements and tax returns

•Familiarity with a variety of commercial loans

•Understanding of workout strategies and techniques

•Strong negotiation and communication skills

•Strong Communication skills, both verbal and written

•Strong PC skills

Work Location:

104 South Main Street (Greenville), 70 Gray Road West Falmouth Crossing

Business Line:


Job Category - Primary:

Risk Management

Job Category(s):

Risk Management

**Province/State (Primary):

South Carolina

ProvState 2:


City (Primary):


City(s) 2:


Job Family:

Credit Risk Management

Time Type:

Full Time

Employment Type:


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