
Job Information
TD Bank Loss Mitigation Specialist III in Greenville, South Carolina
363020BR
Job Title:
Loss Mitigation Specialist III
TD Description:
About TD Bank, America's Most Convenient Bank®
TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing more than 8 million customers with a full range of retail, small business and commercial banking products and services at approximately 1,300 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Bank and its subsidiaries offer customized private banking and wealth management services through TD Wealth®, and vehicle financing and dealer commercial services through TD Auto Finance. TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit www.tdbank.com. Find TD Bank on Facebook at www.facebook.com/TDBank and on Twitter at www.twitter.com/TDBank_US .
TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD". To learn more, visit www.td.com .
Auto req ID:
363020BR
Department Overview:
This involves call center work and on the phones outbound and inbound all day. You will need to have attention to detail and ability to work independently as well. Excel background and goal oriented.
Country:
United States
Job Requirements:
- Must be eligible for employment under regulatory standards applicable to the position.
Initiates processing and resolution of bankruptcy, foreclosure and workout activities for assigned accounts, focusing on homeownership counseling activities and negotiating workout solutions and ensuring prompt resolution of legal matters
Resolves escalated issues and problems by conferring with staff, other internal departments, outside contacts and others as necessary
Provides training and mentoring for new and less experienced staff
Participates in the development of operating policies and procedures
Works with Customers or agents of Customers to resolve delinquency and continued legal action or adverse action
Authorized to execute items such as deeds, security agreements, financing statements, assignments, releases, affidavits, and other instruments incident to those documents listed and necessary to carry out and effectuate the proper servicing and/or collection of loan debt to the bank
Provides technical guidance and assists staff with the most complex aspects of work as necessary
Coordinates with attorneys, trustees, debtors and others to research estates in bankruptcy, probate or workout in various states to minimize losses and maximize recoveries
Coordinates subsequent asset sales and other collection and recovery activities to secure maximum payback for Company owned property
Completes necessary account documentation, involving inside and outside personnel as needed
Initiates loss mitigation activities after approval of foreclosure; Coordinates asset sales and other collection and recovery activities to secure maximum payback for Company owned property
Hours:
40
Job Description:
The Loss Mitigation Specialist III performs a variety of activities related to reducing potential losses from problem accounts. Specializes in or leads the activities of one or more of the following areas: Loss Mitigation, Bankruptcy, Probate, and Workout.
Inclusiveness:
At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach their potential.
If you are a candidate with a disability and need an accommodation to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.
EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.
Province/State:
Florida, Maine, South Carolina
City:
Falmouth (ME), Greenville, Jacksonville
Qualifications:
Associate's degree or work experience equivalent to associate's degree required
3+ years' experience required
Proven knowledge and experience in effective collection regulations, techniques and practices
Detailed knowledge of loan agreements and security agreements
Ability to apply understanding of bankruptcy law, principles and practices related to real estate transactions to accounts managed
Knowledge of real estate investor and insurer guidelines
Knowledge of foreclosure procedures and legal and regulatory guidelines, including mobile homes and agency loans (VA, HUD and others)
Knowledge of legal regulations relating to real estate resale after foreclosure
Communication skills, both verbal and written
PC skills
Detailed knowledge of bankruptcy law, including Chapters 13 and 7, probate and/or workout law
Knowledge of bankruptcy legal procedures, including Relief from Stay, property abandonment, Proofs of Claim, conversion of Chapter 13 to 7 and Chapter 13 repayment plans
Knowledge of foreclosure procedures and legal and regulatory guidelines, including mobile homes and agency loans (VA, HUD and others)
Knowledge of workout options
Knowledge of specific regulations in various states in which Company does business
Ability to apply understanding of bankruptcy law, principles and practices related to real estate transactions to accounts managed
Knowledge of real estate investor and insurer guidelines
Knowledge of legal regulations relating to real estate resale after foreclosure
Communication skills, both verbal and written
Work Location:
4600 Touchton Road East, 70 Gray Road West Falmouth Crossing, Greenville Campus Building A - 200 Carolina Point Parkway
Business Line:
TD Bank AMCB
Job Category - Primary:
Call Center
Job Category(s):
Call Center
**Province/State (Primary):
Florida
ProvState 2:
South Carolina
ProvState 3:
Maine
City (Primary):
Jacksonville
City(s) 2:
Greenville
City(s) 3:
Falmouth (ME)
Job Family:
Retail / Commercial Operations
Time Type:
Full Time
Employment Type:
Regular
Hours/Availability Detail:
Days
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.