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TD Bank CRE Relationship Associate I - NC / SC / GA Originations in Greenville, South Carolina


Job Title:

CRE Relationship Associate I - NC / SC / GA Originations

TD Description:

About TD Bank, America's Most Convenient Bank®

TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing more than 8 million customers with a full range of retail, small business and commercial banking products and services at approximately 1,300 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Bank and its subsidiaries offer customized private banking and wealth management services through TD Wealth®, and vehicle financing and dealer commercial services through TD Auto Finance. TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit Find TD Bank on Facebook at and on Twitter at .

TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD". To learn more, visit .

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Department Overview:

Commercial Real Estate "CRE" focuses on high quality, top tier, and well-capitalized developers, professional managers, and owner/operators of investment real estate. Specific core asset classes include: Multi-Family, Office, Retail, and Industrial properties.


United States

Job Requirements:

•\tAssists in the structure and execution of Commercial Real Estate Loan transactions both project level, REIT and Funds and syndicated loan transactions including term loans and construction facilities for a variety of property types and clients

•\tWorks with Senior Relationship Manager or Team Leader in the preparation of pitch books and developing strategies to deepen existing relationships and to court new business opportunities

•\tWorks closely with Credit Management to coordinate and facilitate and advocate on behalf of our clients and prospects in the preparation of credit submissions and other documentation related to the transaction approval process, including assistance related to loans, syndications, pipeline management and relationship strategy. Contributes and provides input to loan decision process for less complex loans based on evaluation of credit risk and other key factors uncovered via individual analysis and via input from Credit Management.

•\tCoordinates with product partners to market ancillary products to clients such as interest rate hedging, short term investment products, equities, securitization, foreign exchange and Treasury Management services

•\tHas a thorough understanding of current TD Credit Risk Policies, CRE Underwriting Guidelines, RAROC pricing models, BRR, FRR and Maestro

•\tGathers financial and general business information and explains products and services offered. Coordinates financial analyses needed to make credit decisions on less complex loans

•\tRepresents Commercial Real Estate Department at business and civic functions. Gains exposure to various CRE industry groups.

•\tDevelops general overall knowledge of Commercial Real Estate Lending industry, regulations and guidelines. Including matters relating to Appraisal and Environmental matters.

•\tDiscusses and outlines prospective financing interest based on thorough understanding of TD Credit Policy, Risk tolerance, Commercial Real Estate experience, understanding of industry and individual prospect situations

•\tReviews Loan Documentation in connection with Credit Management and outside legal counsel and negotiates same as appropriate to insure adequate lender protections

•\tGathers prospect financial and general business information as needed and does an initial review of same

•\tUpdates Sales Force noting client calls, deal status, cross sell initiatives

  • Must be eligible for employment under regulatory standards applicable to the position.


Mon - Fri

Job Description:

The CRE Relationship Associate I assists in managing a portfolio and in growing the profit of that portfolio by deepening existing customer relationships. This job supports a Senior Relationship Manager or Team Leader covering the customer by attending client meetings, developing pitch books, structuring content for presentations, developing new ideas to support the goal of being perceived by clients as thought leaders and trusted advisors, planning engagements, evaluating alternatives, cross-selling ancillary products, and providing market updates. The CRE Relationship Associate I is the primary and in some instances secondary client contact for relationships managed by the Sr. Relationship Manager or Team Leader. This job consists of an 18 - 24 month program that will provide an opportunity to work within the Commercial Real Estate Origination team, with the intent of providing broad and deep exposure to the Relationship Manager role and all aspects of client interaction from developing new business to managing the full client relationship.

• This role will support new & existing CRE business in NC, SC and GA


At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach their potential.

If you are a candidate with a disability and need an accommodation to complete the application process, email the TD Bank US Workplace Accommodations Program at . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.


North Carolina, South Carolina


Charlotte, Greenville


•\tBachelor's Degree in Economics, Finance, Accounting or Business preferred

•\t3 - 5 years of experience working in a financial institution

•\t3 years of direct experience managing a diversified commercial real estate portfolio of credits, including direct face to face client contact and cross selling initiatives and managing matured loans and the structuring of modifications.

•\tExperience in the testing and handling of covenants and defaults.

•\tExperience working with outside attorneys and loan closings.

•\tOutstanding quantitative and qualitative analytical skills

•\tKnowledge of finance and accounting

•\tStrong understanding of credit, valuation techniques, spreadsheet modeling and real estate asset classes

•\tThorough understanding of Commercial Real Estate Loan Documentation Principals

•\tHighly motivated with demonstrated ability to manage conflicting priorities and requests

•\tStrong work ethic; ability to take initiative and function independently with minimal supervision, balanced with strong teamwork skills

•\tExcellent written and oral communication skills; superb interpersonal skills with ability to maintain relationships at all levels and with other partners in the organization

•\tDetailed-oriented; effective time management and strong organizational and planning skills

•\tWillingness to travel including overnight if necessary

•\tMust maintain high standards of professional and ethical conduct

•\tDemonstrated understanding of commercial credit decision process

Preferred Qualifications:

•\tUnderwriting experience – CRE experience recommended

•\tStrong technological capabilities - Advanced Microsoft Excel & Word; Salesforce; nCino

•\tFlexible to travel as needed

Work Location:

104 South Main Street (Greenville), 11325 North Community House Road, Suite 575

Business Line:


Job Category - Primary:

Commercial Banking

Job Category(s):

Commercial Banking, Operations & Underwriting, Sales & Business Development

**Province/State (Primary):

South Carolina

ProvState 2:

North Carolina

City (Primary):


City(s) 2:


Job Family:

Corporate & Specialty Banking

Time Type:

Full Time

Employment Type:


Hours/Availability Detail:


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