TD Bank Manager – Risk Analytics and Statistical tools in Farmington Hills, Michigan

Auto req ID 198216BR

Job Title Manager – Risk Analytics and Statistical tools

Job Status Full Time

Country United States

Province/State Michigan

City1 Farmington Hills

Location Farmington Hills Headquarters

Business line TD Auto Finance

Job Category - Primary Auto Finance

Job Category(s) Auto Finance

TD Description About TD Bank, America's Most Convenient Bank®

TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing more than 8 million customers with a full range of retail, small business and commercial banking products and services at approximately 1,300 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Bank and its subsidiaries offer customized private banking and wealth management services through TD Wealth®, and vehicle financing and dealer commercial services through TD Auto Finance. TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit www.tdbank.com. at http://www.tdbank.com/ Find TD Bank on Facebook at www.facebook.com/TDBank and on Twitter at www.twitter.com/TDBank_US .

TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD". To learn more, visit www.td.com at http://www.td.com/ .

Department Overview

The Manager of Risk Analytics and Statistical Tools develops statistical analytic tools for acquisition strategies and portfolio monitoring.

Job Description

• Develops and manages the design, development, and implementation of statistically sound risk based acquisition scoring models and systems.

• Validates all statistical models used by Risk Management and present results internal and external oversight teams.

• Performs credit risk assessments of the existing customers to determine the credit risk health of the portfolio.

• Develops risk costs by segment to assist in profitability measurement, risk assessment and pricing process.

• Develops and applies a variety of statistical and modelling techniques to assess the credit risk performance of the portfolio (at total and customer segment levels). Monitors and recommends actions to be taken.

• Supports credit policy development, implementation and monitoring.

• Leads and develops a team of statistical credit risk analysts. Acts as a consultant on a variety of quantitative risk analysis issues and credit risk related projects.

• Maintains full professional knowledge of techniques and developments in the field of credit risk and quantitative analysis.

• Presents methods and findings to functional management and executives. When necessary, travels to train and update the organization on credit risk and quantitative analysis topics.

Job Requirements

• Bachelor’s degree in Finance, Statistics, Economics, or Mathematics.

• MBA or Master’s degree in one of these disciplines is preferred.

• Minimum of 7-10 years’ experience specifically related to statistical models, portfolio analysis, and portfolio reporting.

• Proficient understanding of credit scorecard concepts and other statistical methods.

• Proficiency in MS Office, advanced expertise with MS PowerPoint and Excel including graphing.

• Must possess data retrieval skills as well as SAS and Microsoft Access experience.

• Proven experience with complex analysis and reporting techniques.

• Excellent written, verbal, and presentation communication skills.

• Ability to handle multiple tasks in a time constrained environment.

• Ability to find, analyze and synthesize complex information – both quantitative and qualitative

• Demonstrated ability to develop and maintain strong business relationships, including relationships outside of Risk Management.

• Strong analytical thinking skills with the ability to apply those skills to solve issues.

• Proven ability to share best practices and coach, train, mentor employees as appropriate.

Hours 8-5

Inclusiveness

At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach her/his potential.

If you are a candidate with a disability and need an accommodation to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.

**Province/State (Primary) Michigan

City (Primary) Farmington Hills