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TD Bank Counsel - Automotive Finance, Commercial Lending (Hybrid) in Farmington Hills, Michigan


Job Title:

Counsel - Automotive Finance, Commercial Lending (Hybrid)

TD Description:

About TD Bank, America's Most Convenient Bank®

TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing over 9.8 million customers with a full range of retail, small business and commercial banking products and services at more than 1,100 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Auto Finance, a division of TD Bank, N.A., offers vehicle financing and dealer commercial services. TD Bank and its subsidiaries also offer customized private banking and wealth management services through TD Wealth®. TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit . Find TD Bank on Facebook at and on Twitter at and .

TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD". To learn more, visit .

We offer a competitive salary and benefit program, including: comprehensive, affordable health care through medical, dental, and vision coverage; financial security with life and disability insurance; opportunities to save using health savings and flexible spending accounts; retirement benefits to help prepare for the future; paid time off and work/life benefits to maintain a good balance.

Auto req ID:



United States

Job Requirements:

  • Must be eligible for employment under regulatory standards applicable to the position.

Provides consistent and sound legal advice in a clear, concise and responsive manner by taking initiative to develop legal knowledge and skill; knowing relevant substantive law, identifying legal issues; knowing the business and its products, operations, strategy, risk appetite and regulatory environment; owning the role of interpreting legal requirements through a balanced understanding of the law and business context to formulate relevant legal theories; and identifying business issues and policies related to the legal requirements, describing legal issues and options to the client

Identifies conflict situations and brings more senior lawyers into the decision-making process as appropriate by identifying situations when actions that the business unit wants to take conflicts with TD's risk appetite and discusses with client how particular actions might be inconsistent

Effectively contributes to and/or leads negotiations and conflict resolutions by gathering supportive information in preparation for the negotiation, understanding the dynamics of the process and displaying an effective combination of firmness, tact, patience and respect in dealing with all parties involved


standard 40hrs

Job Description:

The Counsel provides legal advice and support to management and employees in Corporate Group functions and Business units. Functions as a legal resource focusing on one or more defined subject matters and/or specific businesses. Typical tasks include managing litigation, negotiating contracts, assisting the Business with product roll-outs, and advising the Business regarding regulatory developments. Responsible for anticipating and addressing potential legal risks. Relies on legal skills, experience and judgment to accomplish goals.


At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach their potential.

If you are a candidate with a disability and need an accommodation to complete the application process, email the TD Bank US Workplace Accommodations Program at . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.




Farmington Hills


Bachelors degree required

JD from accredited law school required

5+ Years of related experience

Admission to appropriate State Bar in good standing and licensed to practice law in the State

Basic understanding of banking/financial services operations and issues

Ability to simplify, problem solve, multitask and work effectively against deadlines

Integrity and high moral standards

Strong negotiation and conflict resolution skills

Strong legal research and analysis skills

Detail oriented

Must be able to apply legal knowledge to the business

Ability to exercise sound judgment

Excellent oral and written communication skills

Strong teamwork and client skills

Highly motivated

May supervise administrative and paralegal staff and junior attorneys

Preferred Qualifications

• Experience with reviewing and tracking a large volume of state and federal bills covering the automotive finance space

• Working knowledge of TILA, TCPA, SCRA, UDAAP, FTC and FCRA, and related sales/originations laws

• Experience with reviewing automotive finance contracts and optional product agreements (e.g., retail installment sale contracts, credit agreements, guaranteed asset protection waivers and vehicle service contracts)

• Commercial contract negotiation experience and treasury management negotiation experience

• Experience providing treasury management and merchant solutions contract support, including negotiating of commercial deposit and cash management services agreements

Work Location:

27777 Inkster Road

Business Line:


Job Category - Primary:

Legal Services / Counsel

Job Category(s):

Legal Services / Counsel

State (Primary):


City (Primary):

Farmington Hills

Job Family:

Legal Counsel

Time Type:

Full Time

Employment Type:


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