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Job Information

TD Bank Senior Analyst – Funds Transfer Pricing Lending & Special Projects (FA IV) in Charlotte, North Carolina

Work Location:

Cherry Hill, New Jersey



Pay Details:

$86,840 - $139,360 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. The included salary range for this role takes into account multiple factors that are considered in making compensation decisions. The base pay actually offered may vary based upon candidate's skills and experience, job-related knowledge, licensure and certifications, geographic location, and other specific business and organizational needs. As TD puts career development at the forefront of our colleague experience, it is not typical for an individual to be hired at or near the top of the range for their role.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:


Job Description:

Department Overview:

U.S. Treasury Funds Transfer Pricing & Business Advisory (FTP BA) is part of U.S. Treasury & Balance Sheet Management (TBSM) team, partnering closely with TBSM stakeholders in the U.S. & Canada, as well as with U.S. business product owners. FTP BA supports the Bank's product profitability and product management via strategic FTP Framework principles. The team creates, reviews, updates & oversees these principles in line with strategic needs of the organization. Members of FTP BA are the key Treasury partners interfacing with Line of Business product owners and Finance, providing regular updates & advisory on FTP methodologies and frameworks to enable Business partners in making informed decisions.

Job Description:

The Financial Analyst IV provides planning, forecasting, reporting and financial analysis support for assigned line(s) of business and/or at the total segment level under the guidance of financial management. In addition, The Financial Analyst IV provides highly specialized financial consulting and analytical support at the assigned line(s) of business or total segment level identifying key emerging financial trends, measurement of key performance metrics and success factors, line of business and total segment financial target setting and measurement, capital budget and key initiative evaluation and planning, cost and product profitability analyses, specialized reporting and support for special projects.

Depth & Scope:

  • Conducts and/or manages the finance process as it applies to area of responsibility

  • Understands the whole finance function and the key business areas supported

  • May involve integration of 1-2 functions and/or business lines

  • Focuses on complex and/or specialized analysis with a yearly time span

  • Leads activities of unit, assigning, prioritizing and monitoring work

  • Provides training and mentoring for new and less experienced staff

  • Provides financial, analytical, planning, and forecasting expertise to assist in the development and completion of projects

  • Develops specialized analytical tools for project or ongoing use

  • May manage the development of conclusions and courses of action to rectify discrepancies as well as analyses to be presented to management for aid in decision-making processes

  • Provides planning, forecasting and financial analysis support

  • Develops and analyzes key metric and plan variances and related information

  • Provides cost and product analyses

  • Develops analyses of performance and predictive data

  • Compiles and generates ad-hoc analytical reports

  • Develops financial analytical and forecasting models to test assumptions and predict results of business initiatives

  • Leads additional research efforts, applying expertise in financial analysis

  • Researches and reviews details of business operating metrics and actively seeks to identify and promote new opportunities or products

Education & Experience:

  • Bachelors degree or progressive work experience in addition to experience below

  • 7+ years of related experience

  • Accounting knowledge, including FASB and GAAP regulations, particularly in assigned line(s) of business

  • Curious and observant with willingness to investigate to understand details of assigned business lines/accounts

  • Strong analytical and problem solving skills

  • Proactive, with ability to obtain necessary information and influence others in a tactful way without direct authority

  • Relationship management skills, with ability to develop good client working relationships

  • Communication skills, with ability to clearly display and explain numerical information and articulate required accounting treatment

  • PC skills, including understanding of accounting software applications

  • Ability to analyze non-routine transactions and those requiring judgment

Preferred Qualifications:

  • Strong financial market knowledge of fixed income, capital markets and banking products

  • Understanding of interest rate risk measurement principles

  • Funds Transfer Pricing concepts and their application to personal and commercial banking products

  • Proven ability to drive forward momentum on cross-functional projects

  • Curiosity about banking product features and their impact on risk modeling

  • Strong work ethic, ability to take on initiatives and drive progress towards the common goal.

  • Exceptional organizational skills, ability to prioritize and manage competing priorities.

  • Ability to teach skills and concepts to colleagues across various levels of the organization.

  • Demonstrated strong analytical abilities.

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (

Additional Information:

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.


If you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.