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TD Bank Modelling/Forecasting Senior Analyst (US) in Boston, Massachusetts

269028BR

Job Title:

Modelling/Forecasting Senior Analyst (US)

TD Description:

About TD Bank, America's Most Convenient Bank®

TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing more than 8 million customers with a full range of retail, small business and commercial banking products and services at approximately 1,300 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Bank and its subsidiaries offer customized private banking and wealth management services through TD Wealth®, and vehicle financing and dealer commercial services through TD Auto Finance. TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit www.tdbank.com. at http://www.tdbank.com/ Find TD Bank on Facebook at www.facebook.com/TDBank and on Twitter at www.twitter.com/TDBank_US .

TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD". To learn more, visit www.td.com at http://www.td.com/ .

Auto req ID:

269028BR

Department Overview:

The Credit Risk Retail Model Development group is responsible for the creation of credit risk models on TD's consumer lending portfolios, including Mortgage, Home Equity, Auto Lending, Small Business, Credit Cards for U.S. and cross-border stress tests and for purposes of formulating the bank's allowance for credit losses compliant with standards promulgated by both IASB and FASB.

Country:

United States

Job Requirements:

  • Must be eligible for employment under regulatory standards applicable to the position.Education & Experience:

Undergraduate degree or technical certificate

5+ years relevant experience

Proficient PC skills including a strong competency in MS Excel and PowerPoint, and a variety of PC based analytical and reporting software packages

Experience making complex predictions based on a vast amount of past and/or present data through the development of statistical and/or mathematical models

Strong analytical and program solving skills are required to interpret data and draw conclusions

Excellent written and verbal communications skills

Hours:

40

Job Description:

Depth & Scope:

The incumbent will serve as a model developer for TD's credit risk model aggregation process, making use of the output of 37+ statistical models to forecast prospective credit losses over a variety of economic and financial scenarios.

The developer will serve as a designer for use cases relating to the upstream models, developing forecasts of key financial metrics through interaction throughout the development process of loan level credit risk models, as well as working closely with production and model monitoring team members to investigate and analyze results.

Acts as a subject matter expert within their own area of specialization

May serve as an escalation or process reference within field of specialty

Acts as information resource for others in their own area

Solves complex problems requiring analysis of multiple variables, which may include consultation with numerous stakeholders

Focuses on short to medium-term (weekly-monthly), non-routine specialized/ complex issues and/or escalated matters

Independently performs functions/activities from end to end

Customer Accountabilities:

Works closely with business owners to identify opportunities and serve as an ambassador for data modelling

Translates business requirements into technical requirements

Works closely with cross functional teams of data scientists and business process owners to deliver cutting edge analytic solutions

Designs and delivers enterprise analytic solutions for the businesses

Works in a highly interactive and team-oriented environment with Data Scientists and Visualization experts

Inclusiveness:

At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach their potential.

If you are a candidate with a disability and need an accommodation to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.

Province/State:

Massachusetts, North Carolina

City:

Boston, Charlotte

Qualifications:

Education & Experience

• Prior programming experience with statistical applications (SAS/Stata/SPSS) or related programming languages (Python, R) required.

• SAS experience strongly preferred (Macro programming/SQL/IML).

• Master's degree in a quantitative discipline or three prior years experience in quantitative analytics or modeling required.

• Prior experience with credit risk analytics or modeling in a large and complex (SR15-18) financial institution helpful.

Strong analytical and problem solving skills are required.

• Excellent written and verbal communications skills are preferred.

Work Location:

1 Union Street

Business Line:

TD Bank AMCB

Job Category - Primary:

Risk Management

Job Category(s):

Risk Management

**Province/State (Primary):

Massachusetts

ProvState 2:

North Carolina

City (Primary):

Boston

City(s) 2:

Charlotte

Job Family:

Advanced Analytics & Modelling

Time Type:

Full Time

Employment Type:

Regular

Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.

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