TD Bank Jobs

Job Information

TD Bank Commercial Credit Mgr II - Metro CRE NE in Boston, Massachusetts


Job Title:

Commercial Credit Mgr II - Metro CRE NE

TD Description:

About TD Bank, America's Most Convenient Bank®

TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing more than 8 million customers with a full range of retail, small business and commercial banking products and services at approximately 1,300 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Bank and its subsidiaries offer customized private banking and wealth management services through TD Wealth®, and vehicle financing and dealer commercial services through TD Auto Finance. TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit Find TD Bank on Facebook at and on Twitter at .

TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD". To learn more, visit .

Auto req ID:



United States

Job Requirements:

•\tProvides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions, promoting teamwork and handling any/all disciplinary actions, as required

•\tManages preliminary research on potential customers to determine alignment with TD Bank products/structure while also assisting in assessments of credit needs and alignment with TD Credit Risk Appetite

•\tAttends site visits as needed or as requested

•\tManages Credit Analysts in creation of preliminary spreads, cash flow, BRR, and term sheet used and assets on the decision to move forward with potential clients; Has oversight of Officer Analysis, input BRR, FRR, Covenant & ARD

•\tEnsures that all staff are knowledgeable of and operate within the applicable regulatory and compliance guidelines/policies & procedures (including but not limited to: AML, Privacy, Firewalls, Systems & Information Security, FCAC, etc) and ensures that all staff complete required compliance attestations/training within required timelines

•\tManages all credit applications, ensuring they provide a high quality of risk assessment, credit structure analysis, due diligence, and credit presentation

•\tEnsures appropriate balance between customer risk and pricing

•\tHas joint signature approval on credits within delegated limits and makes recommendations on all others

•\tEnsures the overall portfolio is comprehensively monitored and controlled, adhering to and administered within approved guidelines and in line with established operating policies and procedures

•\tInterprets and applies TD’s risk management strategy (both credit and operational)

•\tImplements and operates systems to identify and mitigate operational risk issues, including acting as the Unit’s designated anti-money laundering officer

•\tUnderstands changing market conditions and remains knowledgeable of relevant industry issues

•\tManages aspects of the customer relationship including, but not limited to, reviewing reports and delinquencies, sign off of covenant compliance forms and assists in developing strategy if failures occur, completing monthly monitoring

•\tLeads a team of Analysts in monitoring loan covenants, loan delinquencies, and the annual review and renewal of existing credit relationships

  • Must be eligible for employment under regulatory standards applicable to the position.


Mon - Fri

Job Description:

The Commercial Credit Manager II (CCM), Middle Market is responsible for ensuring quality underwriting, compliance and credit monitoring within an assigned portfolio, supporting new business development while applying credit risk policy and adhering to TDBG risk appetite. This job manages the credit underwriting and credit administration functions within a Regional Market or Middle Market. The key accountabilities of this role are credit understanding and approval, people management, development and coaching of the credit analysts, and ensuring continued coaching in credit skills and capabilities development and career development for analysts. The Commercial Credit Manager II (CCM), Middle Market manages a subset of credit analysts within a market, where teams are large enough to warrant the position. The Commercial Credit Manager II (CCM), Middle Market works closely with the Credit Officer to ensure consistency with the TD Bank Group’s Risk Appetite Principles, including establishing the Borrower Risk Ratings and Facility Risk Ratings for new and existing credit relationships.

• This role will manage a team of analysts supporting deals for the Metro CRE New England region.


At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach their potential.

If you are a candidate with a disability and need an accommodation to complete the application process, email the TD Bank US Workplace Accommodations Program at . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.






•\tMost jobs require bachelor and graduate degrees, and/or professional certification, or comparable experience

•\tThis position does not have people management responsibilities

•\tUndergraduate degree in Accounting, or Finance required, MBA or equivalent preferred

•\t15 + years' experience in related work experience

•\tDemonstrated credit underwriting and administration skills

•\tProven ability to identify and mitigate risk

•\tDemonstrated understanding of value-add credit structuring in a commercial banking environment

•\tExcellent communication skills with understanding of business acumen

•\tExcellent interpersonal skills

•\tCustomer focused

•\tExcellent planning and organizational skills

•\tProven ability to problem solve

Work Location:

200 State Street Corporate

Business Line:


Job Category - Primary:

Commercial Banking

Job Category(s):

Commercial Banking, Management / Consulting / Advisory, Operations & Underwriting

**Province/State (Primary):


City (Primary):


Job Family:

Commercial Lending

Time Type:

Full Time

Employment Type:


Hours/Availability Detail:


Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.