TD Bank Jobs

403288BR

Job Title:

Credit Risk Manager II (Auto Finance)

TD Description:

About TD Bank, America's Most Convenient Bank®

TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing over 9.8 million customers with a full range of retail, small business and commercial banking products and services at more than 1,100 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Auto Finance, a division of TD Bank, N.A., offers vehicle financing and dealer commercial services. TD Bank and its subsidiaries also offer customized private banking and wealth management services through TD Wealth®. TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit www.td.com/us . Find TD Bank on Facebook at www.facebook.com/TDBank and on Twitter at www.twitter.com/TDBankUS and www.twitter.com/TDNewsUS .

TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD". To learn more, visit www.td.com .

We offer a competitive salary and benefit program, including: comprehensive, affordable health care through medical, dental, and vision coverage; financial security with life and disability insurance; opportunities to save using health savings and flexible spending accounts; retirement benefits to help prepare for the future; paid time off and work/life benefits to maintain a good balance.

Auto req ID:

403288BR

Department Overview:

Job Description Summary

The Risk Manager II manages the creation, implementation and validation of various risk segmentation strategies including, but not limited to: adjudication, exposure management, risk segmentation, and financial return optimization. The Risk Manager II provides critical information, interpretative, and detailed analysis, and deploys critical credit risk rational strategies that ensures the decisions are made within the TD risk appetite and adhere to all governmental requirements and guidelines. The Risk Manager II investigates, creates, implements and validates various risk segmentation strategies and policies using complex data including cohort time series analysis of PCL, Marketing Investments, Decision Expense, Risk Adjusted Revenue, Risk Adjusted Margin, NPV, ROE, etc. with the limited guidance from the manager.

Country:

US TD Footprint

Job Requirements:

Bachelor's degree required; Graduate degree preferred or progressive work experience in addition to experience below

10+ years' experience required

Proficient PC skills in MS Office and a variety of PC-based analytical and reporting software packages

Experience with the use of Relational Databases and the process of Extract Transform Load (ETL) using common languages such as SQL or SAS

Working knowledge of SAS Enterprise Miner, FICO Model Builder or Angoss Knowledge Seeker

Strong analytical and problem solving skills are required to interpret data and draw conclusions

Flexibility to adapt to rapidly changing requirements

Extremely strong attention to detail with ability to manage a range of tasks and prioritize

Proven ability to develop and maintain productive business/peer relationships

Superb written and verbal communication skills

Experienced in developing and presenting recommendations to Senior Management

• Must be eligible for employment under regulatory standards applicable to the position.

Hours:

40

Job Description:

Performs functions noted for Risk Manager I

Generally an expert at the enterprise or group business level

Acts as the primary regulatory interface on risk issues and requirements for a key business segment of the Bank and assesses and provides direction for existing and new regulations

Interfaces with teams beyond risk in a cross-functional manner

Represents business on corporate initiatives and identifies key risks and implications and provides direction in complex situations

Inclusiveness:

At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach their potential.

If you are a candidate with a disability and need an accommodation to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.

State:

Connecticut, District of Columbia, Delaware, Florida, Georgia, Massachusetts, Maryland, Maine, North Carolina, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, South Carolina, Virginia, Vermont, TD Footprint

City:

Atlanta, Baltimore City, Boston, Burlington, Charlotte, Cherry Hill, Concord, Fairfield, Greenville, Miami, Mount Laurel, New York, Philadelphia, Portland, Providence, TD Footprint, Vienna, Washington, Wilmington

Work Location:

4140 Church Road

Business Line:

TD Bank AMCB

Job Category - Primary:

Risk Management

Job Category(s):

Risk Management

State (Primary):

New Jersey

State #2:

New York

State #3:

Florida

State #4:

Massachusetts

State #5:

Pennsylvania

State #6:

South Carolina

State #7:

Connecticut

State #8:

New Hampshire

State #9:

Maine

State #10:

Vermont

City (Primary):

Mount Laurel

City #2:

New York

City #3:

Miami

City #4:

Boston

City #5:

Philadelphia

City #6:

Greenville

City #7:

Fairfield

City #8:

Concord

City #9:

Portland

City #10:

Burlington

Job Family:

Group Risk Management

Time Type:

Full Time

Employment Type:

Regular

Job Searches Match:

Statewide

State #11:

Virginia

State #12:

Maryland

State #13:

Delaware

State #14:

Rhode Island

State #15:

District of Columbia

State #16:

North Carolina

State #17:

Georgia

City#11:

Vienna

City #12:

Baltimore City

City #13:

Wilmington

City #14:

Providence

City #15:

Washington

City #16:

Charlotte

City #17:

Atlanta

Pay Range:

$108,160 - $175,760 annually

Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.